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Morro Bay has a great anchorage with really good holding. This is my home port and I have anchored in the anchorage many many times. Anchor between the mooring field to the south and bouy 12. You will notice a floating dock at the south end of the anchorage with 3 tall poles. Use those 3 poles as range markers and stay to the east of that line. There will appear to be a lot of water to the west of that line but it is only a few feet deep at low tide. As of March 2018 anchoring is free for the first 5 days and then $5 per day. There is a dingy dock southeast of the anchorage.